Save 20% or More on Your Medical Malpractice Rates

See exactly how much you can save in just seconds.

CAP makes switching fast and easy. Dedicated local account executives are available to help every step of the way.

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You Don't Have to Wait Until Your Policy Renews

20% or More Average Savings

There's no need to wait until your policy is up for renewal. Most medical malpractice carriers will pro-rate and refund your premiums at any point.

48 Hour Application Approval

It's fast - most applications are approved in 48 hours or less. Our dedicated local account executives are available to answer any questions and help you complete your application.

CAP Members receive the following
services at no additional charge:

Comprehensive Risk Management

HR Hotline

CyberRisk Coverage

24/7/365 Risk Management Hotline

EHR Consultative Services

Group Discount Buying Program

Practice Management Resources

CAP Group Long Term Disability Insurance Policy and CAP Group Life Insurance Policy*

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CAP members receive medical liability protection from the Mutual Protection Trust (MPT). Since 2006, MPT has earned A.M. Best Company's A+ ("superior") rating, demonstrating MPT's financial strength and its ability to meet ongoing coverage and contractual obligations.

The Mutual Protection Trust (MPT) is authorized under Section 1280.7 of the California Insurance Code as an unincorporated interindemnity arrangement among physician members of the Cooperative of American Physicians, Inc. (CAP). Members do not pay insurance premiums. Instead, they pay tax-deductible assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make a tax-deductible Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement. ©2016

*Some restrictions and limitations may apply.