Medical Malpractice: Sacramento Physicians Deserve Superior Protection
Your medical malpractice coverage provider is one of the most important business decisions you’ll make as an independent physician.
For medical malpractice, Sacramento physicians have to ask themselves important questions before making a choice:
- What kind of resources does the company provide to help you manage your practice effectively?
- What kind of supplemental insurance, benefits and resources do they offer?
- How has the company tailored its offerings to suit the needs of solo and small group practices?
But the most important question you have to ask is, Are they reliable?
How long does it take them to respond when you’re dealing with an adverse outcome?
Do they help you find — and fix — areas of risk in your practice?
When a patient files a claim against you, how fast and how helpful is their response?
For medical malpractice, Sacramento physicians can turn to the Cooperative of American Physicians, Inc. (CAP) for superior protection.
Medical Malpractice: Sacramento Physicians and CAP’s Coverage
What CAP provides through the Mutual Protection Trust (MPT) is not insurance, but instead an interindemnity arrangement of remarkable stability and strength. For seven consecutive years, A.M. Best Company has rated MPT A+ (Superior). Paired with our high membership standards, this stability allows us to offer our protection at highly competitive rates.
But our malpractice coverage is not the only reason Sacramento physicians should consider joining CAP. We also provide an array of value-added programs and resources to our members, including area-specific offerings. Our commitment to giving you the coverage and support you need is what makes our protection your best choice.
Supplemental Benefits
In addition to medical professional liability protection, CAP offers its members a wide variety of benefits designed to fit the unique requirements of running a small group or solo medical practice. This includes:
- Practice management consultation and support services
- Supplemental insurance offerings
- Risk management programs and services
We also have geo-specific offerings for physicians in Sacramento, like:
- Free educational seminars on important practice management issues like HIPAA and ICD-10, led by industry experts
- Locally-based risk management experts that are available for practice risk assessments
- Claims managers who will visit your practice after an adverse outcome
Physicians who also belong to SynerMed/EHS Medical Group may also be eligible for discounted coverage rates.
Comprehensive Supplemental Insurance
CAP’s supplemental insurance offerings include:
- Disability and Term Life Programs
- MEDEFENSE™ Plus
- Employment Practices Liability Insurance (EPLI)
- Business Owner’s Policy
- Workers’ Compensation
- Term Life Insurance
- CyberRisk
- Miscellaneous Professional Errors and Omissions Insurance
Practice Management Resources
Our practice management resources draw upon our membership’s collective experience and bargaining power, with programs like:
- Human Resources Hotline – CAP’s Senior Vice President of Human Resources is available to answer employment-related questions from physicians and office administrators.
- CAPSource – Our group-purchasing program provides discounted products and services for members’ practices.
- EHR Consultative Services – Our specialists advise members on selection, implementation, and security.
- Educational Webinars – We regularly offer webinars on vital subjects like payments and reimbursements, protecting your online reputation, and ICD-10.
Risk Management
CAP helps physicians prevent and manage adverse outcomes with programs like:
- CAP Cares – Our early intervention program provides round-the-clock support to CAP physicians in the event of an adverse outcome.
- Risk Management Institute – Our six-part online educational series gives office staff practical guidance in supporting physicians and helping to reduce risk.
- CME Risk Management Program – CAP offers free accredited continuing medical education (CME) courses to all CAP members.
Find out why our malpractice coverage is the superior option for physicians in Sacramento.
For more information about CAP, contact our Sacramento region account executive:
W. Gary Homer
Sacramento and Northern California
916-409-0405
ghomer@CAPphysicians.com