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Join the Cooperative of American Physicians (CAP) in celebrating 50 years of physician success. Request your free commemorative clear stadium tote bag today and learn more about why 13,000 California physicians trust CAP to protect their practices every day.
For a limited time while supplies last, CAP is offering California physicians a free clear stadium tote bag that will come in handy for sporting events, concerts, and more!
Request yours now while supplies last!
Since 1975, CAP has been committed to delivering exceptional medical malpractice coverage and a wide array of risk management and practice management benefits to help California physicians run safe and successful practices.
CAP members receive medical liability protection from the Mutual Protection Trust (MPT). Since 2006, MPT has earned A.M. Best Company′s A+ (Superior) rating, demonstrating MPT′s financial strength and its ability to meet ongoing coverage and contractual obligations.
The Mutual Protection Trust (MPT) is authorized under Section 1280.7 of the California Insurance Code as an unincorporated interindemnity arrangement among physician members of the Cooperative of American Physicians, Inc. (CAP). Members do not pay insurance premiums. Instead, they pay assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make an Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement. ©2025