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Minimize Your Liability in Business and Medicine


In addition to medical malpractice liability, physicians should protect themselves and their medical practices from multiple areas of exposure. Physicians at Risk: An Essential Guide for Minimizing Liability in Business and Medicine helps you address a wide variety of risks that can impact your patients and your practice.

This guide provides a comprehensive collection of resources addressing:

  • Business Risks in the Medical Practice
  • Keeping Your Patients Happy
  • Avoiding Claims Resulting from Gaps in Communication and Documentation
  • Managing Risks Associated with Adverse Outcomes

As a physician-led organization offering secure medical malpractice protection to California physicians for more than 40 years, CAP understands the unique challenges you need to navigate daily. That is why we always focus on helping you find solutions to the long-standing and emerging challenges you face to help you run a safe and successful practice.

Learn How CAP Can Support You And Your Practice

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CAP members receive medical liability protection from the Mutual Protection Trust (MPT). Since 2006, MPT has earned A.M. Best Company′s A+ (Superior) rating, demonstrating MPT′s financial strength and its ability to meet ongoing coverage and contractual obligations.

The Mutual Protection Trust (MPT) is authorized under Section 1280.7 of the California Insurance Code as an unincorporated interindemnity arrangement among physician members of the Cooperative of American Physicians, Inc. (CAP). Members do not pay insurance premiums. Instead, they pay tax-deductible assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make a tax-deductible Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement. ©