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Independent physicians face mounting financial pressures, from rising staffing costs to increasing overhead and administrative burdens. To help you take control of your financial health, the Cooperative of American Physicians (CAP) has developed a comprehensive guide featuring eight proven strategies to reduce expenses, increase efficiency, and boost revenue.
Download the guide to learn how to:
Whether you’re a solo practitioner or managing a group, this guide offers practical, actionable insights to help your practice thrive.

CAP members receive medical liability protection from the Mutual Protection Trust (MPT). Since 2006, MPT has earned A.M. Best Company′s A+ (Superior) rating, demonstrating MPT′s financial strength and its ability to meet ongoing coverage and contractual obligations.
The Mutual Protection Trust (MPT) is authorized under Section 1280.7 of the California Insurance Code as an unincorporated interindemnity arrangement among physician members of the Cooperative of American Physicians, Inc. (CAP). Members do not pay insurance premiums. Instead, they pay assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make an Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement. ©2026