Better Coverage and More Benefits for San Bernardino County Physicians

Get an Instant Quote via Email
 Telemedicine Coverage Included at No Additional Cost

For more information call 800-356-5672
or email:

Your email address is secure and is never shared.
See our privacy policy.

CAP provides superior malpractice coverage and valuable services to San Bernardino physicians.

Our comprehensive risk management programs help ensure your patients are safe and satisfied, while our value-added practice management benefits provide you with the administrative support you need to focus on what’s most important – patient care.
Eric R. Hansen, DO, FAAFP
Past President, San Bernardino County Medical Society
Chair, California Medical Association Solo and Small Group Practice Forum


Standard Benefits: CAP Most Carriers
Malpractice Coverage
Cyber Risk Liability Protection
Administrative Defense
Employment Practices Defense  
Life Insurance  
Disability Insurance  
Human Resources Manual and Consulting  
Staff Risk Management Assessment and Training  
Group Purchasing Program  
Free Core Risk Management CME Seminar
CAP Job Board for Physicians and Medical Groups  

"CAP's seasoned team members are experts on the challenges facing physician practices and organized medicine providing me rewards and financial stability."

CAP members receive medical liability protection through the Mutual Protection Trust (MPT). Since 2006, MPT has earned A.M. Best Company′s A+ (Superior) rating, demonstrating MPT′s financial strength and its ability to meet ongoing coverage and contractual obligations.

*Member must qualify for favorable claims credit in order to receive the AAMG group discount. (One discount per member, not to exceed 40% total discount.

The Mutual Protection Trust (MPT) is authorized under Section 1280.7 of the California Insurance Code as an unincorporated interindemnity arrangement among physician members of the Cooperative of American Physicians, Inc. (CAP). Members do not pay insurance premiums. Instead, they pay tax-deductible assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make a tax-deductible Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement. ©2018