Better Coverage and More Benefits for Sonoma County Physicians

Get an Instant Quote via Email
 Telemedicine Coverage Included at No Additional Cost

For more information call 800-356-5672
or email:

Your email address is secure and is never shared.
See our privacy policy.

CAP provides superior malpractice coverage and valuable services to Sonoma County physicians.

Our comprehensive risk management programs help ensure your patients are safe and satisfied, while our value-added practice management benefits provide you with the administrative support you need to focus on what’s most important – patient care.
Stanley Jacobs, MD, FRCS(C)
Member, Sonoma County Medical Association and CAP Member
Facial Cosmetic Surgeon, Healdsburg and San Francisco


Standard Benefits: CAP Most Carriers
Malpractice Coverage
Cyber Risk Liability Protection
Administrative Defense
Employment Practices Defense  
Telemedicine Coverage at No Additional Cost  
Life Insurance  
Disability Insurance  
Human Resources Manual and Consulting  
Staff Risk Management Assessment and Training  
Group Purchasing Program  
Free Core Risk Management CME Seminar
CAP Job Board for Physicians and Medical Groups  

Jay Bansal, MD
San Francisco, Santa Rosa, Mountain View

"The CAP staff were extremely kind and supportive when I needed it most. I would strongly encourage anyone looking for a malpractice provider to consider CAP!"

CAP members receive medical liability protection through the Mutual Protection Trust (MPT). Since 2006, MPT has earned A.M. Best Company′s A+ (Superior) rating, demonstrating MPT′s financial strength and its ability to meet ongoing coverage and contractual obligations.

*Member must qualify for favorable claims credit in order to receive the AAMG group discount. (One discount per member, not to exceed 40% total discount.

The Mutual Protection Trust (MPT) is authorized under Section 1280.7 of the California Insurance Code as an unincorporated interindemnity arrangement among physician members of the Cooperative of American Physicians, Inc. (CAP). Members do not pay insurance premiums. Instead, they pay tax-deductible assessments, based on risk classifications, for the amount necessary to pay claims and administrative costs. No assurance can be given as to the amount or frequency of assessments. Members also make a tax-deductible Initial Trust Deposit, which is refundable according to the terms of the MPT Agreement. ©2018